*Accidental Death and Dismemberment Benefit – Active Members and Associate Members in good standing who have joined prior to age 63 and whose names are on file with the Sate Lodge are eligible to receive a $10,000 benefit for members until the age of 70. The benefit is reduced to $5,000 after age 70. Coverage is on or off the job. All applications must be signed by the member, and must have a photocopy of the members valid law enforcement identification card attached. Associate members must provide a photocopy of a valid government issued identification card attached to the application. Failure to provide the identification will result in nonpayment of the Accidental Death and Dismemberment Benefit death benefit, and or Survivors Aid Death Benefit. The family of the member involved must contact the Lodge 89 Benefit Coordinator as soon as possible. The insurance company must have all documentation by a certain amount of time after the event.
1- Survivors Aid Death Benefit – the Survivor Benefit for the beneficiary of a Member of the NYS Fraternal Order of Police who joined the Order before his/her 63rd birthday and was in “Good Standing” at the time of death shall be as follows:
MEMBER TYPE CONTINUOUS YEARS IN GOOD STANDING AGE BENEFIT
2-Notwithstanding the schedule listed in Section #1 above, any beneficiary of a Member in “Good Standing” who is eligible for, and receives, the Accidental Death Benefit, shall not also be eligible for, or receive, the Survivor Benefit listed in Section#13-Nothing in section #2 above all preclude the NYS FOP Executive Board, in its discretion, from awarding a beneficiary of an expired Member in “Good Standing”, with a clear and present need, a temporary award. The amount of the temporary award shall be determined by the NYS FOP Executive Board, in its discretion, after examining the need of the beneficiary. Said temporary award shall be recouped by the NYS FOP from the Accidental Death Benefit award when paid by the insurance company.
Beacon Financial Services – The New York State Fraternal Order of Police is now in partnership with Beacon Financial to offer exciting new benefits to FOP members in the following areas:
Beacon Financial Services can shop the highest rated Life Insurance companies to find the best options for Term and Permanent Life Insurance out there. Contact Alicia Stern at 917-693-4932 or Email: Stern_alicia@beacon-financial.com to schedule your complimentary financial consultation today! Private financial consultations are available to you and your family at no charge. These include information on annuities, life insurance, college planning, mortgage acceleration, mutual funds and investments, pension planning and long term planning.
Theme Park Discounts
Like to save money at Disney, Universal, Great Adventure, Sea World, Hershey Park, Sesame Place, Caesars. Pocono Resorts and others Savings include: merchandise, admission tickets, accommodations, car rentals, airfare, and the entertainment book.
Annual Great Adventure Outing (State Lodge event)
Join in the fun with several hundred of your fellow FOP members and their guests at Great Adventure for admission to the two parks, all you can eat BBQ under the tent, parking and return visit for one low price.NCA – (National Computerized Agency)
a service designed to maximize your savings on auto insurance – because law enforcement officers are more apt to be experienced and safe drivers.
FOP License Plate Program
Members are able to order exclusive New York FOP License Plates designed to show your fellow officers that you are a proud member of the FOP. (You must be a member in Good Standing).
Product and Services Discounts
Members enjoy membership in the discount club and The Buyers Edge, along with discounts on home alarm systems, gun safety locks, cell phones and much, much more.
PLUS: Davis Optical Eye Plan, American Dental Centers Plan, AFLAC Cancer Plan, National, State and Lodge Membership Cards and Vehicle Decals, Newsletter and Mailings, National Legal Defense Plan, Home Buyers Assistance, Defensive Driving Courses, National FOP Credit Card, State Lodge Scholarships, Lodge Website and Email, Member Directory for Networking and Priority admission for members to Deborah Heart and Lung Transplant Center and Sloan Kettering Cancer Center.Listed above is brief description of FOP Membership Benefits. When you receive your renewal application every September, remember to return it with dues immediately to maintain your status and remain eligible for the insurance and these programs. Any lapse in membership may disqualify you or lead to benefits waiting period.